Warminster Chapter 13 Bankruptcy Attorneys

What is Chapter 13 Bankruptcy?

Chapter 13 bankruptcy is a common route many people take that involves developing a three-to-five-year repayment plan. At the end of the repayment plan—if you adhere to it—you are usually rewarded by a release of the remaining dischargeable debt. When you choose to file this, a Warminster Chapter 13 bankruptcy attorney from McCullough Eisenberg can help you take account of your financial information, such as tax and income statements, develop a reasonable plan for your particular situation, and guide you through the filing and court processes.

Put our over 50 years of experience to work for you! Call us for a free case evaluation at
(215) 392-6696 today.

The Benefit of Chapter 13 Bankruptcy

In certain situations, such as people who have high equity in their secured assets, a Chapter 13 bankruptcy plan may be the best option to get you back on your feet. However, it is vital that you meet with an experienced and knowledgeable Warminster chapter 13 bankruptcy lawyer who has your best interests in mind and can help you discover which course of action is the best for you to take depending on your specific case.

What does that mean for you? Some of these benefits include:

  • Immediately upon filing all creditor actions cease including foreclosure, tax levys, lawsuits, and auto repossessions.
  • Gives you a “fresh start” discharge of certain debts
  • A quick process lasting between three to six months

Filing Process for Chapter 13 Bankruptcy

The process for filing a chapter 13 bankruptcy typically includes:

  • Gathering statements of income sources, taxes, financial transactions,
    assets, liabilities, etc.
  • Determining with your attorney the best plan possible for you
  • Creating “schedules” (petitions and specific forms) that state
    your current financial status
  • Paying a court fee
  • Proposing a repayment plan that could give you up to 60 months to repay your mortgage, car loan, and taxes. In most cases your unsecured debt
    may not have to be repaid.
  • Achieving a discharge

For more information, call our compassionate and helpful chapter 13 bankruptcy attorneys in Warminster at (215) 392-6696.

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